The New York City Department of Housing Preservation and Development and the Housing Development Corporation reported upgrades to their affordable housing policies last week. According to the agencies, this upgrade is intended to give the New York City low income residents a better chance of getting qualified for affordable housing. Below are the 3 major updates you need to know:

  1. The housing lottery application now allows lottery winners to demonstrate good rent payment record of at least 12 months with their previous landlord. This update replaces the stringent policy of using credit history to meet the same criterion.
  2. Affordable housing applicant won’t have to necessarily provide the social security number of their significant others who could potentially hurt their chances depending on what their credit reports look like.
  3. The New York City landlords can only charge a fee of $20.00 per applicant to pull their credit reports.

Mayor De Blasio said:

For too long, families without access to credit have faced barriers to the affordable housing they need.  By allowing New Yorkers to submit rental history instead of credit checks, we are creating a fairer system for all New Yorkers…”

 Mayor de Blasio.

To apply for affordable housing in the City of New York, simply go to NYC Housing Connect, enter your information, and submit lottery application for each housing of your interest. The Housing Connect application and guide are available in many languages including Spanish, Korean, Arabic, Mandarin, Creole, and Russian.


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